Directly from an insurer
If you buy direct, you will be advised on that insurers products only and they cannot discuss how their cover compares to a competitor. They won’t give you independent advice or direct you to a more suitable insurer.
From an agent
Agents can sometimes provide more options than going directly to an insurer. However, they are typically tied to only a few insurance providers and may only offer inferior policies.
From a broker
A good broker will give you completely independent advice, ensuring you have the right cover and you do not pay more than you need to.
Citrus Healthcare Consulting Ltd is an appointed representative of Quilter Wealth Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.
Trusts and Employee Benefit advice is not regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
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