Business Medical Insurance

Before contacting Citrus Healthcare employers are not always aware how much insurers increase premiums each year after their policy has been incepted.

At Citrus Healthcare we will provide you with easy to understand options and independent advice.

This is how we do it

Call us to discuss your company requirements.

We research all the available options for you, negotiate your renewal terms with your current provider and provide you with a comprehensive product and premium comparison report.

We recommend to you the product and the insurer which honours your employees current underwriting terms and best meets your requirements and budget.

We provide you with ongoing administration support (leavers, joiners, address changes etc.) throughout the year with our direct access to each insurers' computer systems.

It may be possible to switch your existing medical coverage to a new policy, however each insurer has a different “switch” criteria. Once we have researched all the options available to you, we will also advise you hidden areas such as:

The different levels of private hospital coverage

How claims will affect your future premiums

Possible claim payment shortfalls and how to avoid them

How insurers calculate renewal premiums

Who decides which consultant you will be able to use - you, your GP or your insurance company?