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At Citrus Healthcare Consulting we are able to provide ongoing independent advice to ensure that you always obtain the most value from your medical insurance arrangement. Being an independent adviser and having access to many insurers means that we can negotiate the most competitive terms for you.

Rather than compare the costs of business medical insurance policies yourself, why not let us to do the hard work for you?

Our business clients understand the affordability of future cover should one of their employees suffer a serious illness. As an example, if one of your employees makes a high claim some insurers will increase all employees premiums at policy renewal by up to 50%. In addition to this, you may then not be eligible to switch cover to another insurance provider.

Not only will we research the different options available to you, we will also provide assistance to you to in the following areas:

The different levels of hospital coverage offered by providers.

How insurers “guided” products will affect your employee’s treatment journey.

Underwriting options.

Employee eligibility.

Scheme funding options including age rated plans, claims rated plans and medical trusts.

Related insurances such as Employee Assistance Programmes, Cash Plans, International cover, Dental insurance.

Day to day administration support such as policy joiners, leavers, address changes and group leaver support.

Private medical insurance provides fast access to healthcare without the worries of the NHS treatment lottery. If you already have a policy in place, why not have an expert review it to ensure that you have the right cover in place at the right premium?

Citrus Healthcare Consulting
Download our useful guide to business medical insurance

At Citrus Healthcare Consulting we will provide you with easy to understand options and independent advice. This is how we do it

Contact us (Click Here)
Discuss your company requirements and we will speak to you about your options and best approach.

[email protected]

*this will not affect your policy in any way, it just means that we become your independent adviser

We research all the available options for you negotiate your renewal terms with your current provider and provide you with a comprehensive product and premium comparison report.

We recommend to you the product and the insurer which honours your employees current underwriting terms and most meets your requirements and budget.

We support you with ongoing administration (leavers, joiners, address changes etc.) throughout the year with our direct access to each insurers’ computer systems.

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We do all the hard work and in return our clients benefit from the most competitive business medical insurance rates available.

Frequently Asked


We are here to make medical insurance simple and easy to understand. Get answers to some of the most frequently asked questions.



Citrus Healthcare Consulting is based in Kent and was launched to provide independent medical insurance advice to businesses of all sizes.

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What our customers say

K Lee

Should have spoken to Richard years earlier. But never too late. Very happy.

R Gandecha

Great service and really helpful. Gave me useful advice to help me make my own decision about which healthcare cover to get. Thank you!

Stephen T

Great personal service for me and my family. Every year each of the policies have been checked and replaced where necessary in such a very easy process.

V Lack

Very pleased with the service I have received. Saved money for the same benefits. Would recommend.